Terms of Service

Acceptance

By using Oro Digital, you agree to these Terms of Service. If you do not agree, do not use the website.

Educational use

The website provides calculators and general educational information. It does not provide personalized financial, investment, legal, accounting or tax advice.

No guarantee of results

Calculator results are estimates based on the values you enter and simplified formulas. Actual outcomes can differ because of taxes, inflation, market returns, fees, timing, regulation and personal circumstances.

User responsibility

You are responsible for checking inputs, understanding assumptions and consulting qualified professionals before making important decisions.

Availability

We may modify, suspend or discontinue parts of the website at any time. We aim for accuracy, but we do not guarantee that all content is complete, current or error-free.

Intellectual property

The Oro Digital name, website design and original content belong to Oro Digital or its licensors. You may link to public pages, but you may not misrepresent ownership or copy the website in a way that violates applicable law.

Limitation of liability

To the maximum extent permitted by law, Oro Digital is not liable for losses arising from use of the website or reliance on calculator outputs.

Contact

Questions about these terms may be sent to mat9.9122009@gmail.com.